ABOUT US

Malini Sivananthan

Financial Advisor
Malini has worked in the finance sector for over 18 years and brings with her a breadth of experience in helping her clients make sound and secure financial decisions. She works hard to ensure that her clients get the best possible deal, and has relationships with many diverse contacts in the field. Malini is originally from Sri Lanka and moved to Auckland in 1995. In her spare time she enjoys travel, cooking and spending time in her garden.
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WHAT WE DO

I am an experienced mortgage adviser who has given advice and support to hundreds of customers who want lending advice.
Contact me today via my online form or call on +64 2102860002 to find out how I can help you get on the property ladder! I work with all major banks and non-bank lenders and I can help if you are a:
  • First time home buyer
  • Buyer with bad credit history
  • Buyer with no deposit
  • Buyer with low deposit
Your home is likely to be the biggest purchase of your life, and a mortgage (also called a home loan) your biggest financial commitment. Choosing the right home loan and repaying it quickly can save you thousands of dollars. It can also free you up to achieve other goals faster. This is where as a broker I can help you achieve your goal. As I deal with number of lenders I can save you the time shopping around and get you the best deal in the market to suit your needs. The benefit of working as an independent broker is that it allows me to find the absolute best mortgage solution, regardless of which bank is the provider, to meet the specific needs of each of my clients. Today’s mortgage market is complex with many different choices, but I know the market inside out so I will make the entire mortgage process easy for you. I will take the stress out of your hands and handle everything fast while ensuring your privacy. I am committed to progress. It is important for me to deliver results so you can relax and enjoy your home without any worries.

Find out what our happy customers think

about our Auckland home loan services.

Contact us today for your free consultation with our professional mortgage advisor, Malini.
  • I highly recommend Malini as a Home Loan Specialist. I've worked with Malini for 4 years. You can't ask for a more honest, dedicated, knowledgeable and professional person working for and with you. With a high level of expertise in her field, she also has excellent communication skills to relay what it is that she does best, and what she can do for her clients. Additionally, Malini dedicated to her work and family, and also a good friend. I highly recommend her work and fully endorse her as a Loan Specialist.
    - Phea Heang
  • I have known Malini for the past 3 years and I have found her to be one of the most professional, reliable & pleasant people that I have met in NZ. She made contact quickly, did what she said he would and delivered what she said she could.... Who could ask for more than that? Sorted out my mortgage, securing a great rate. I would highly recommend her to anyone who needs a good deal on their mortgage or who needs some help to get back on track. Malini has provided an Outstanding Service. Malini kept us informed about everything along the way helping us through the mortgage process and all that goes with it. Anyone wanting a first class Mortgage Broker can’t go past Malini. I have always found Malini to be going an extra mile for the customers to ensure that she gets them the best possible deals. I have always found Malini to be at the top notch of a game and always does things in a very timely manner. I have had any complaints with her during her stay with ANZ and to be honest she has been the only reason I have been with ANZ from my first home loan day. Malini always takes extra effort and time for the customer and is always a call or email away. Leaving the required the information and paper work you can be rest assured that job will be best done to satisfaction. Please don’t hesitate to contact undersigned if you require any further clarification.
    - Mohammed Siraaz Azaad (Raaz Azaad)
  • I have had a few dealings with Malini when she worked for the Banking sector and my experiences were all good.I dealt with Malini for advice re: my mortgage, she was always prompt and nothing was ever a problem. She was verycheerful and had a "can do" attitude. Malini was accessible and very approachable at all times. A first class "honest" mortgage broker, not easy to find these days. Malini was a real pleasure to deal with and I would not hesitate in recommending her to anyone looking for finance.
    - Marie Stewart
  • Recently we bought our first property thanks to Malini from Home Loan Advocate in Auckland. We are very pleased with Malini's hard work, advice, expertise and results. Malini is a fantastic person to deal with and her knowledge in this industry is second to none. Her amazing skills and expertise made the whole process super easy & stress free for us. I really appreciate her quick reply to my queries either via email or phone and no time was bad for her. Malini got us the best interest rate at that time along with more than expected cash back which really helped us to pay off the insurance and other fees. We were pushed for time during our process and there was a lot of uncertainty of how all this will work out. However, every time I spoke to Malini, she made us feel better about it and was very positive & encouraging. Without her this wouldn't have been possible for us. We truly appreciate her hard work and made our dream house come true. We highly recommend Malini from Home Loan Advocate and She is the Top Mortgage Broker you're looking for! She is very friendly, honest, understands her clients requirements, very resourceful and gets the best possible results.
    - Vijai, Auckland
  • As a first time home buyer I was very stressed and wasn't sure where to start with million questions. Malini from Home Loan Advocate listened to our objectives and offered a great finance package. Malini was there for us through out the time and made this home buying process much simpler. She got us an interest rate much better than what banks were offering at that time and on top her service was second to none. Just wanted to say thank you for all your help and advice.
    If you are a first home buyer and not sure where to start regarding your home loan, contact Malini and she will sort everything for you. Best advice & friendly personable service is her specialty.
    - Liz, Auckland
Qualifications
I am a Registered Financial Adviser and member of the Professional Advisers Association (PAA) which incorporates the New Zealand Mortgage Brokers Association (NZMBA).
Accessibility
I am just a call away. Feel free to send me a message or call me at any time.
No charge
There is no charge for Home Loan Advocate services; my only remuneration is from the lending institution for negotiating your mortgage.
Brokerage role
As a broker my task is to find you the best deal from a variety of banks and other lending institutions, while at the same time being aware that lenders have their own criteria and interests at heart which may affect you as the borrower.
Tailor-made solutions
Every borrower and every situation is different. With my experience I can research, design and negotiate a mortgage that specifically matches your requirements, taking the stress out of your mortgage finance.
No sales talk
As your Home Loan Advocate, I represent noone other than you. My ultimate goal is to develop a lasting relationship by continuing to provide excellent service.

Contact Us

For more details, contact us at your convenience via email, phone call, connect with us through our official website.
Address: 1/95 Wheturangi Road, Greenlane, Auckland 1051
Mon–Fri 09:00 — 18:00 Sat–Sun 10:00 — 18:00
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