Home Loan Advocate NZ Ltd

Mortgage Broker Auckland

Unlocking the door to the best mortgage, insurance and finance solutions for customers in Auckland.

Welcome to the Home Loan Advocate website, where you’ll find out how to get the best mortgage to suit your needs - plus insurance advice that’s tailor-made for you rather than ‘one size fits all’ option. 

We work with all major banks and non bank lenders which gives my customers more options when it comes to buying a property. Remember my services are free of charge. There is no cost to find out how I can help you! Just give me a call for a friendly chat about getting your first home, Refinance or any Mortgage queries you may have on 021 0286 0002 or 09 522 7091 or contact me via my online form.

We'll assess your situation and provide you with expert advice on how to structure your mortgage, to become mortgage free faster and save thousands in dollars.Whether you’re a first home buyer or looking to for a better deal on your current mortgage, our home loan expertise and banking experience ensures you’ll have access to the best lending solutions out there today.

Here's how we can help you
  • What is the lowest interest Rate in the Market
  • Which bank is best for your situation (if you have bad credit or Mortgage arrears)
  • How fast can you pay off my mortgage
Click on the links below to find out more information about our mortgage and insurance broker services:

For quality home loan advice and professional service from a qualified Auckland mortgage broker contact Malini at Home Loan Advocate NZ.

Mission Statement:
Home Loan Advocate‘My aim is to help you become financially independent and with my experience be able to advocate the right mortgage with the best deal and rates in town.’ - Malini Sivananthan.


I have had a few dealings with Malini when she worked for the Banking sector and my experiences were all good.
I dealt with Malini for advice re: my mortgage, she was always prompt and nothing was ever a problem. She was very cheerful and had a "can do" attitude. Malini was accessible and very approachable at all times. A first class "honest" mortgage broker, not easy to find these days. Malini was a real pleasure to deal with and I would not hesitate in recommending her to anyone looking for finance.
- Marie Stewart - Auckland
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